Any expert would tell you to sit down and analysis your current spending habit before considering any money saving ideas and tips You should do a budget of all your income and expenses and see how much money you have left at the end of the month

Mortgage resuscitation required urgently The UK housing market will not recover until the mortgage market is fixed and expert advice at the Bank of England says, print more money in the hope of saving our economy from a long and drawn out recession is the answer

Now more than ever it pays to be savvy when it comes to getting the credit you need to run your life Luckily, you don’t have to be an expert to stay on the money

The situation as I see it Money seems to be in short supply; interest rates offered by banks for saving money remains diabolical; unemployment is expected to increase by quarter of a million as students leave university and college and members of Parliament from all sides of the political spectrum have exploited their expenses for years

According to Credit Action almost sixty-six percent of Britons had seen their finances stretched by the current recession It seems that 31% of households are now so worried about the state of their finances that they are considering missing essential repayments on credit cards, loans and mortgages

The United Kingdom personal debt today stands at £1,458 billion and the government intend to increase their debt to £175 billion this year and similar figures for the next three years The latest figures available from Credit Action this month suggests that the average household debt is £59,765 including mortgages, £1

The news so far is that some Estate Agents have indicated that the property market looks to be stabilising The average value of a UK home has fallen by 17

During the 1993 housing recession it was estimated that one and a half million homeowners had negative equity The Council of Mortgage Lenders has announced that approximately 900,000 homeowners currently have some degree of negative equity

If you believe everything in the news these days, it’s almost impossible to get a good deal on credit Luckily, that’s just not true

Most of us will upgrade old mobile phones annually for the ‘latest new release’ when we renew our mobile contracts It’s become an event that we all look forward to as we get to impress our friends with our latest new phone